Accept USDT, Withdraw in Bitcoin: How It Actually Works

You run an online business and want to accept crypto payments. Your customers prefer paying in USDT because it's stable. You prefer holding Bitcoin for the long term. How do you solve this?

The Real Problem

Let's be direct:

  • Customers want to pay in USDT → It's stable, they know exactly how much they're paying
  • You want to receive BTC → Appreciation potential, store of value
  • Exchanges charge fees → Manual conversion is expensive and time-consuming
  • Multiple wallets → Managing several wallets is a nightmare

The Solution: Multi-Currency Withdrawal

With a modern payment gateway, you:

  1. Accept USDT from the customer
  2. Withdraw in BTC (or any other crypto) whenever you want
  3. No manual conversion → The gateway handles everything
// 1. Customer pays in USDT
const invoice = await gateway.createInvoice({
  amount: '500.00',
  currency: 'USDT'
});
// Customer pays → you receive $500 in USDT

// 2. Whenever you want, withdraw in Bitcoin
const withdrawal = await gateway.createWithdrawal({
  amount: '500.00',
  currency: 'BTC',
  destinationAddress: 'bc1q...'  // your BTC wallet
});
// Gateway converts and sends BTC to your wallet

That's literally it. No exchange needed, no multiple accounts.

Real Use Case: Freelance Developer

John is a developer charging $3,000/month from international clients.

Before:

  1. Client sends via PayPal → 4.4% fee + bad exchange rate
  2. John receives in local currency → Loses ~10% in the process
  3. John buys BTC on exchange → Another 1-2% fee
  4. Total lost: ~12-15% ($360-450/month)

After (with FromChain):

  1. Client pays in USDT → John receives 100%
  2. John withdraws in BTC → 1% fee
  3. BTC goes directly to cold wallet
  4. Total lost: 1% ($30/month)

Savings: $330-420/month or $4,000-5,000/year

What Cryptos Can I Withdraw To?

Over 60 options:

CategoryExamples
Blue ChipsBTC, ETH, SOL, BNB
StablecoinsUSDC, DAI, TUSD
Layer 2MATIC, ARB, OP
DeFiAAVE, UNI, LINK
MemecoinsDOGE, SHIB

How to Set Up (5 minutes)

Step 1: Create Your Account

Go to fromchain.plus and sign up. Just need an email.

Step 2: Get Your API Key

In the dashboard, go to API Keys and generate a new key.

Step 3: Integrate Into Your System

// One-time setup
const FROMCHAIN_API = 'https://api.fromchain.plus/v1';
const API_KEY = 'your_api_key';

// Function to create invoice
async function charge(amount, description) {
  const res = await fetch(`${FROMCHAIN_API}/invoices`, {
    method: 'POST',
    headers: {
      'Authorization': `Bearer ${API_KEY}`,
      'Content-Type': 'application/json'
    },
    body: JSON.stringify({
      amount: amount,
      currency: 'USDT',
      description: description
    })
  });
  return res.json();
}

// Usage
const invoice = await charge('150.00', 'Consulting - 2 hours');
console.log('Payment address:', invoice.depositAddress);
console.log('QR Code:', invoice.qrCode);

Step 4: Set Up Webhook (optional but recommended)

// Get notified when payment confirms
app.post('/webhook/fromchain', (req, res) => {
  const { event, data } = req.body;
  
  if (event === 'invoice.confirmed') {
    // Payment confirmed!
    console.log(`Received: $${data.amount} USDT`);
    // Deliver the product/service
  }
  
  res.sendStatus(200);
});

Step 5: Withdraw Whenever You Want

// Withdraw your balance to BTC
async function withdraw(amount, destinationAddress) {
  const res = await fetch(`${FROMCHAIN_API}/withdrawals`, {
    method: 'POST',
    headers: {
      'Authorization': `Bearer ${API_KEY}`,
      'Content-Type': 'application/json'
    },
    body: JSON.stringify({
      amount: amount,
      currency: 'BTC',
      destinationAddress: destinationAddress
    })
  });
  return res.json();
}

// Example: withdraw $1000 in BTC
const withdrawal = await withdraw('1000.00', 'bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh');
console.log('TX Hash:', withdrawal.txHash);

Frequently Asked Questions

What's the conversion rate?

Conversion uses real-time market rates. You see exactly how much you'll receive before confirming.

How long does withdrawal take?

  • Processing: A few minutes
  • Blockchain confirmation: Depends on network (BTC ~10-60min, ETH ~1-5min)

Do I need KYC?

For larger amounts, yes. But the process is simple and fast.

What if BTC price drops during processing?

The price is locked at the moment of request. No surprises.

Why Is This Better Than an Exchange?

AspectManual ExchangeFromChain
Time15-30 min per operation2 minutes
Fees0.1-0.5% + spreadTransparent fixed fee
Multiple accountsYesNo
AutomationDifficultSimple API
Receive from customersComplicatedDirect

Conclusion

If you:

  • Sell products/services online
  • Have international clients
  • Want to accumulate Bitcoin (or other crypto)
  • Don't want to waste time with exchanges

This is the solution.

Accept USDT (stable, easy for the customer), withdraw in BTC (or whatever crypto you prefer). One API, zero hassle.

Create your free account and start using it in 5 minutes.