White-Label Payment Gateway: Build Your Own Crypto Payment Business
In the rapidly evolving world of cryptocurrency payments, opportunities abound for entrepreneurs and businesses looking to offer payment processing services. A white-label payment gateway allows you to create your own branded crypto payment solution without building infrastructure from scratch. In this comprehensive guide, we'll explore how FromChain's white-label solution can transform your business into a crypto payment powerhouse.
What is a White-Label Payment Gateway?
A white-label payment gateway is a fully functional payment processing platform that you can rebrand and offer to your customers as your own service. Instead of developing complex blockchain integrations, wallet management systems, and security infrastructure, you leverage an existing platform and add your own markup fees.
Key Benefits
- No Development Costs: Skip months of development and millions in infrastructure
- Instant Launch: Start offering payment services in minutes, not months
- Passive Income: Earn commissions on every transaction your customers process
- Full Control: Set your own pricing and manage your customer relationships
- Scalability: Handle unlimited customers without worrying about infrastructure
How FromChain's White-Label Works
Step 1: Activate White-Label Mode
Activating white-label mode is simple. From your FromChain dashboard:
- Navigate to the Sub-Accounts section
- Your account is automatically upgraded to BUSINESS status
- Configure your markup fees (payin and payout)
- Start creating sub-accounts for your customers
Step 2: Set Your Markup Fees
Define your profit margin by setting markup fees:
- Payin Markup: Added to the base fee when customers receive payments
- Payout Markup: Added to the base fee when customers withdraw funds
For example, if the base fee is 0.5% and you set a 0.3% markup, your customers pay 0.8% per transaction, and you earn 0.3% automatically.
Step 3: Create Sub-Accounts
Each of your customers gets their own:
- Unique API Key: Secure, isolated access
- Custody Wallet: Separate wallet for their funds
- Dashboard Access: Optional branded dashboard
- Webhook Configuration: Their own notification endpoints
Step 4: Earn Automatically
When your sub-accounts process transactions:
- Customer pays the total fee (base + your markup)
- Base fee goes to FromChain
- Your markup is instantly sent to your custody wallet
- No invoicing, no manual transfers, fully automated
Real-World Use Cases
1. Marketplaces & Platforms
Enable sellers on your marketplace to accept crypto payments:
- Each seller gets their own sub-account
- You earn a commission on every sale
- Sellers manage their own withdrawals
- Full transparency with separate wallets
Example: An NFT marketplace uses white-label to offer USDT payments. Each artist gets a sub-account, and the marketplace earns 0.5% on every sale.
2. SaaS Platforms
Offer crypto payments as a premium feature:
- Integrate payment processing into your SaaS
- Charge a premium or earn on transaction fees
- Differentiate from competitors
- Attract crypto-native customers
Example: An e-commerce platform builder offers crypto payments. Store owners get sub-accounts, and the platform earns commissions passively.
3. Agencies & Resellers
Build a payment processing business:
- Acquire merchant customers
- Offer competitive rates (your markup + base)
- Provide support and onboarding
- Scale without infrastructure concerns
Example: A fintech agency signs up 50 merchants. Each processes $100K monthly. At 0.3% markup, the agency earns $15K/month passively.
4. Fintech Applications
Embed crypto payments in your financial products:
- Digital wallets with payment acceptance
- Remittance applications
- Cross-border payment solutions
- Crypto-to-fiat bridges
Pricing & Economics
Fee Structure
| Component | Rate |
|---|---|
| Base Payin Fee | 0.5% |
| Base Payout Fee | 0.5% |
| Your Payin Markup | You decide |
| Your Payout Markup | You decide |
Revenue Calculation
Monthly Volume per Sub-Account: $50,000 Your Markup: 0.3% Number of Sub-Accounts: 20
Your Monthly Revenue:
- Payin commissions: $50,000 × 0.3% × 20 = $3,000
- Payout commissions: $25,000 × 0.3% × 20 = $1,500
- Total: $4,500/month passive income
Scaling Potential
| Sub-Accounts | Monthly Volume | Your Markup | Monthly Revenue |
|---|---|---|---|
| 10 | $500K | 0.3% | $1,500 |
| 50 | $2.5M | 0.3% | $7,500 |
| 100 | $5M | 0.3% | $15,000 |
| 500 | $25M | 0.3% | $75,000 |
Security & Compliance
Isolated Environments
Each sub-account has:
- Separate Wallets: No commingling of funds
- Unique Keys: Compromised key affects only one account
- Audit Trail: Complete transaction history
- Rate Limiting: Prevent abuse
Your Responsibilities
As a white-label operator, you should:
- KYC/AML: Verify your customers as needed
- Terms of Service: Define acceptable use policies
- Support: Provide first-line customer support
- Compliance: Ensure local regulatory compliance
Getting Started
Prerequisites
- FromChain account with verified email
- Understanding of your target market
- Support infrastructure for your customers
Quick Start Guide
- Sign Up: Create your FromChain account at fromchain.plus
- Access Sub-Accounts: Navigate to the Sub-Accounts section
- Set Markup: Configure your payin and payout markup percentages
- Create First Sub-Account: Add your first customer
- Integrate: Use the API or let customers use the dashboard
- Earn: Start earning commissions on transactions
Best Practices
- Start Small: Test with a few sub-accounts first
- Competitive Pricing: Research market rates for your markup
- Provide Value: Offer support, documentation, and guidance
- Monitor Activity: Keep track of sub-account volumes
- Scale Gradually: Add customers as you refine your processes
Conclusion
A white-label payment gateway is the fastest path to building a crypto payment business. With FromChain's infrastructure, you can:
- Launch in minutes, not months
- Earn passive income on every transaction
- Scale without infrastructure concerns
- Provide enterprise-grade service to your customers
The crypto payment industry is growing rapidly. Position yourself as a payment provider and capture a piece of this expanding market.
Start your white-label business today at fromchain.plus/whitelabel and transform your platform into a crypto payment powerhouse!
Ready to get started? Create your free account at fromchain.plus/register and explore the white-label features. Questions? Check our API documentation at docs.fromchain.plus or contact our support team.
